Types of mortgages
Fixed-rate mortgage
With a fixed-rate mortgage, the interest rate remains constant throughout the loan term. This provides stability in monthly mortgage payments, making it easier to budget.
Get StartedAdjustable-rate mortgage
With a fixed-rate mortgage, the interest rate remains constant throughout the loan term. This provides stability in monthly mortgage payments, making it easier to budget.
Get StartedGovernment-backed mortgages
With a fixed-rate mortgage, the interest rate remains constant throughout the loan term. This provides stability in monthly mortgage payments, making it easier to budget.
Get StartedHow the mortgage process is handled
Pre-approval
Start by getting pre-approved for a mortgage, which involves providing the necessary financial information to a lender
Mortgage application
Once you find a suitable lender, you'll complete a mortgage application and provide documents such as proof of income
Mortgage underwriting
The lender will review your application, verify the provided information, and assess your creditworthiness and the property's value.
Mortgage offer and acceptance
If approved, the lender will provide a mortgage offer outlining the terms, interest rate, loan amount, and any conditions.
Take your first step towards a new home
Start your applicationWhat kind of mortgage is right for you
Fixed-rate mortgage
With an Agreement in Principle (AIP), you can take the first step to buying or remortgaging your home. An AIP will give you an idea of how much you could borrow before you apply for a mortgage
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Top credit card questions
Credit cards offer a convenient and widely accepted method of payment for goods and services, both online and in physical stores. Credit cards also offer various benefits and rewards programs, such as cashback.
Credit cards offer a convenient and widely accepted method of payment for goods and services, both online and in physical stores. Credit cards also offer various benefits and rewards programs, such as cashback.
Credit cards offer a convenient and widely accepted method of payment for goods and services, both online and in physical stores. Credit cards also offer various benefits and rewards programs, such as cashback.
Credit cards offer a convenient and widely accepted method of payment for goods and services, both online and in physical stores. Credit cards also offer various benefits and rewards programs, such as cashback.
Credit cards offer a convenient and widely accepted method of payment for goods and services, both online and in physical stores. Credit cards also offer various benefits and rewards programs, such as cashback.
Credit cards offer a convenient and widely accepted method of payment for goods and services, both online and in physical stores. Credit cards also offer various benefits and rewards programs, such as cashback.
Credit cards offer a convenient and widely accepted method of payment for goods and services, both online and in physical stores. Credit cards also offer various benefits and rewards programs, such as cashback.
Credit cards offer a convenient and widely accepted method of payment for goods and services, both online and in physical stores. Credit cards also offer various benefits and rewards programs, such as cashback.
Credit cards offer a convenient and widely accepted method of payment for goods and services, both online and in physical stores. Credit cards also offer various benefits and rewards programs, such as cashback.
Credit cards offer a convenient and widely accepted method of payment for goods and services, both online and in physical stores. Credit cards also offer various benefits and rewards programs, such as cashback.
